Why Pre-Qualify?

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It's helpful to consult with your mortgage professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? What can we do for you before you have negotiated a purchase amount, and do not know yet how much you need to borrow?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. We accomplish this by analyzing your debts and income, your employment and residence circumstances, your funds available for down payment, required reserves, and other considerations. It is a quick, thorough process with minimal risks for papercuts.

When you are determined to be eligible, we document our confidence in your capacity to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

When you find the house that is best for you, and you want to put together an offer, being pre-qualified for a loan will do a number of things. The first is that you will be sure the amount you'll be able to afford when calculating the offer. Your pre-qualification can also make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They need not be concerned that they are wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You have the ability to back up your offer.

We can help you pre-qualify

Our mortgage professionals will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. We can do this by reviewing your debts and income, your employment and residence circumstances, your available funds for down payment, required reserves, and other financial considerations. We will ask for a minimum amount of paperwork, with a short, basic process.

Face to Face

You can certainly use the mortgage calculators here on our website to calculate the size mortgage you will be able to afford - but it's also essential to meet with us. We can work toward your pre-qualification letter. Then, we'll make sure we have found the right mortgage program for your situation. Contact us at 2147390569 to get started.

Have questions about pre-qualifying? Call us at 2147390569. It's our job to answer pre-qualification questions, so we're happy to help!