When to Speak to Your Mortgage Pro
Are you looking for a new mortgage loan? We will be glad to help! Give us a call at 214-865-7442. Ready to begin? Apply Now.
Even if you have not picked out houses to visit yet, it is valuable to visit with your mortgage loan professional first. What for? It may be difficult to understand the way we can help even before you begin to talk about prices and negotiations.
We Can Help You Pre-Qualify
When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and how much we of a loan you will qualify for. This process outlines your finances - your debts, income, career, and down payment money, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
When you qualify, will present to you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which states that we are helping you to find the right mortgage loan program to fit your needs and that we're confident you'll qualify for a mortgage up to a specific amount.
With your pre-qualification letter, several advantages are yours once you locate the home you want to make an offer on. The first is that you'll know what you'll be able to afford when calculating your offer.
Being pre-qualified also will make your offer look even better to the home seller, like you were bringing them a suitcase full of cash! They need not worry that that they are wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You'll have the influence of a buyer ready to make the purchase on the spot!
We can help you pre-qualify
We can help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. During the process, we determine your borrowing power - analyzing your job, available money for down payment, debts, income, and other areas. We as for a minimum amount of paperwork, with a quick process.
One on one
It is vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on our website. That way, we will be able to help you get your pre-qualification letter. For another thing, we may locate a different mortgage loan option that is a better fit for you. We are eager to meet with you: call us at 214-865-7442.
Have questions about pre-qualifying? Call us at 214-865-7442. American Mortgage Advisers, Inc answers pre-qualifying questions every day.